At Clear Insurance, we understand that drone operations and aviation businesses require specialised insurance knowledge and access to underwriters who understand your unique exposures. Whether you operate commercial drones, provide aviation support services, or run an aviation-related business, securing appropriate insurance coverage requires specialist broker expertise.
Clear Insurance specialises in insurance advice for commercial drone operators across all industries and aviation businesses requiring general commercial insurance coverage. We understand drone regulations under CASA, operational risk profiles, and the insurance needs of businesses supporting the aviation industry.
We take the time to understand your drone operations, aviation business activities, regulatory compliance, and risk profile, guiding you towards appropriate insurance solutions that meet CASA requirements, client contracts, and operational needs.
Important note: For airlines and aircraft operators requiring specialist aviation hull and liability insurance, we recommend specialist aviation brokers. We focus on commercial drone insurance and general business insurance (property, motor, workers compensation, etc.) for aviation-related businesses.
Understanding Drone & Aviation Business Risks
Drone operators and aviation businesses face unique exposures that require specialist insurance knowledge and market access.
Commercial Drone Operations Insurance
Commercial drone operators encounter specific risks requiring specialised coverage:
Aviation Support & Service Businesses
Aviation businesses providing support services require general commercial insurance:
Drone Industry Applications
Different drone applications present varying risk profiles:
Insurance Types for Drone & Aviation Businesses
Based on our experience advising drone operators and aviation businesses, here are commonly discussed insurance types:
Our Approach to Manufacturing Insurance
Understanding Your Operations
We start by learning about your drone operations, CASA certifications, aviation business activities, equipment values, and operational scope to identify specific insurance requirements.
Comprehensive Risk and Insurance Review
Our team conducts thorough assessment of your current coverage, CASA compliance, operational risks, and contractual obligations, identifying gaps or areas requiring specialist placement.
Specialist Market Access
We provide clear recommendations on appropriate coverage, accessing specialist drone underwriters through Steadfast Group relationships and general commercial markets for aviation business insurance.
CASA & Contract Compliance
We help ensure insurance meets CASA requirements, ReOC obligations, and commercial contract specifications, by providing certificates of currency and policy documentation promptly.
Ongoing Partnership
As your drone operations expand or aviation business evolves, we provide continued advice on coverage adjustments, equipment additions, new service offerings, and annual reviews.
Servicing Drone & Aviation Businesses Across Australia
We advise drone operators and aviation businesses in Brisbane, Gold Coast, Sunshine Coast, regional Queensland, and across Australia. Our team understands CASA regulations, ReOC requirements, commercial drone operations, and insurance needs of aviation support businesses.
Whether you’re a commercial drone operator establishing ReOC certification, an aviation maintenance business seeking general commercial insurance, or an aviation support company requiring comprehensive risk protection, we’re here to provide expert guidance tailored to your operations.
For specialist aviation hull and liability insurance: We recommend specialist aviation insurance brokers who focus exclusively on aircraft hull, aviation liability, and pilot insurance. We’re happy to refer you to appropriate specialists for these aviation-specific policies.
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“We’ve been so impressed at the high-quality service provided by Clear Insurance. They were very thorough when assessing our insurance needs, ensuring that they completely understood our business before making any recommendations. Thank you, Lisa and the team!”
“Clear Insurance has become a key partner for WorkSafe Connect. Lisa and the team have ensured that we understand the risks associated with our business interests and have helped us decide on the cover we need. From taking over an existing set of policies to the full re-marketing of our portfolio, the quality of service, transparency of advice and responsiveness to any request is outstanding. In Clear Insurance, we feel that we are working with a partner who wants the best result for our business and is helping us achieve success.”
“I have had such a good experience with Clear insurance. They recommended to me many changes to my old policies and in less than 4 months the difference saved me $80,000 so I am over the moon. They absolutely know their area of expertise. Thank you to Clear insurance and yes, I can’t recommend them enough.”
“Clear Insurance completed an in-depth analysis of our insurance coverage, identifying our organisation was under-insured. They provided a comprehensive proposal specific to the context that we work in and our growth as a business. It is evident to me, Clear Insurance work diligently and tirelessly to truly understand the needs of their clients to protect them against potential risks.”
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*These testimonials represent individual client experiences. Results vary based on circumstances, requirements, business operations, and market conditions.
Frequently Asked Questions
What insurance do commercial drone operators need in Australia?
Commercial drone operators typically require UAV hull and liability insurance covering drone equipment damage and third-party injury or property damage claims. Depending on operations, you may also need professional indemnity insurance for survey or inspection services, cyber liability for data breaches, portable equipment insurance for ground support equipment, and workers compensation (mandatory). CASA requires ReOC holders to demonstrate adequate insurance coverage. We can help assess requirements for your specific drone operations and commercial applications.
Do you provide aviation hull and liability insurance for aircraft?
No, we specialise in commercial drone insurance and general business insurance for aviation companies. For airlines, charter operators, and aircraft owners requiring specialist aviation hull and liability insurance, we recommend specialist aviation insurance brokers who focus exclusively on these complex aviation-specific policies. We’re happy to provide referrals to appropriate aviation specialists. We can assist with general business insurance for aviation businesses including property, motor vehicles, workers compensation, and commercial liability.
How much does drone insurance cost in Australia?
Drone insurance costs vary based on drone values, pilot experience, operations performed, flight hours, geographic areas, and coverage limits required. Basic UAV liability might start from $1,200-2,500 annually for low-risk recreational commercial work, whilst comprehensive hull and liability for professional operators typically ranges $3,000-10,000+ annually depending on equipment values and operational scope. High-risk operations like agricultural spraying or mining work may require higher investment. We provide quotes based on your specific drone operations and CASA certifications.
What’s the difference between UAV liability and public liability insurance?
UAV liability insurance is specialist aviation insurance covering third-party injury and property damage specifically from drone flight operations, addressing both in-flight and ground risks unique to remotely piloted aircraft. Public liability insurance is general commercial coverage for premises and business operations but typically excludes aircraft operations. For commercial drone work, UAV-specific liability is essential as standard public liability policies won’t cover drone-related claims. We arrange specialist UAV coverage through underwriters experienced in drone operations.
Do I need insurance to operate drones commercially in Australia?
CASA doesn’t legally mandate insurance for all commercial drone operations, however ReOC holders must demonstrate adequate insurance or financial capacity to meet potential liabilities. Most commercial clients, property owners, and project managers require proof of adequate UAV liability insurance before permitting drone operations. Many commercial contracts specify minimum coverage amounts (typically $5-20 million). Even if not legally required, insurance is highly recommended given substantial liability exposure from drone operations.
Can you insure agricultural drone spraying operations?
Yes, we can arrange specialist insurance for agricultural drone spraying operations through underwriters experienced in aerial application. This specialised coverage addresses higher risk profiles from chemical handling, crop damage potential, environmental liability, and rural property operations. Agricultural spraying typically requires higher premiums than standard drone photography or surveying due to increased exposures. We work with operators to understand chemical types, application methods, operational areas, and safety protocols to secure appropriate coverage.
Important Information: The information on this page is general advice only and doesn’t consider your specific CASA certifications or operational scope. Contact us for advice specific to your drone or aviation business activities. We specialise in commercial drone insurance and general business insurance for aviation-related businesses. For airlines, aircraft owners, and specialist aviation hull and liability insurance, we recommend specialist aviation brokers and can provide referrals. Coverage examples are illustrative only. Your requirements depend on operations performed, CASA certifications, and equipment values. This doesn’t constitute advice regarding CASA compliance; consult CASA and aviation legal advisers. Always review client contracts before operations to ensure insurance aligns with requirements. Before entering into insurance, you have a duty to disclose anything that may affect an insurer’s decision to insure you. Learn more. View our Financial Services Guide for full details about our services and remuneration. Clear Insurance Pty Ltd | ABN 41 601 916 689 | AFSL No. 548953
Last updated: 15 January 2026
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