Clear Insurance makes understanding business risk and insurance easy.
We help you by:
Finding the best insurance policy for your business
Helping you to navigate those complicated insurance forms
Giving you 100% confidence in your purchase decision
How Bespoke Risk & Insurance Works:
Step 01
Getting to know you & your business
We will organise a video call or site visit to get to know you and your business. It enables us to understand your business activities, gather accurate underwriting information for Insurers, take photos and ask the tough risk mitigation questions.
Step 02
Gathering the right information
Armed with a solid understanding of your business, we will work with you to establish your risk profile and insurance needs, We will present the correct information to Insurers on your behalf.
Step 03
Connecting you with the right external risk consultants
In unprecedented times, Insurers seek highly detailed information to fully understand all the risks we are asking them to underwrite. If appropriate, Clear Insurance will recommend and connect you with a suitable external risk consultant. The consultant will undertake a comprehensive risk survey of your business premises and provide Insurers with all the details they need to make an accurate insurance and risk assessment of your business.
Step 04
Presenting your risk profile to Insurers
Working with our network of insurer partners, we will find and tailor the risk protection and insurance programs that work best for your business.
Step 05
Presenting our recommendations to you
We present and guide you through all suitable insurance packages for your business. We will help you make a confident purchase decision based on your needs and risk appetite.
Step 06
Helping manage cash flow
Clear Insurance can assist with cash flow management. We can offer a monthly payment plan for insurance premiums to ensure your business remains protected.
Step 07
Managing claims
We make claims easy for you. We will gather all the necessary information, lodge your claim and deal with any ongoing claim management with your insurer on your behalf.
Step 08
Ongoing care
We stay in touch throughout the year and update your insurances as your needs change. Clear Insurance is your trusted adviser, caring for you and your business.
We can assist with:
| Business Insurance |
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| Property: Industrial Special Risks, Business Interruption (Loss of Profits), Business Package, Contract Works (Construction) |
| Casualty: Liability, Excess Liability, Umbrella Liability, Product Recall, Environmental |
| Professional Risks: Professional Indemnity, Cyber, Directors & Officers Liability, Crime, Employment Practices Liability, Management Liability, Statutory Liability, Information Technology Liability, Financial Institutions |
| Motor: Commercial Motor, Motor Fleet, Heavy Motor, Mobile Plant & Equipment |
| Marine: Marine Transit, Freight Forwarders Liability, Transport Pack, Commercial Hull, Carriers Liability, Marine Liability |
| Medical Indemnity: Medical Practitioner Indemnity Insurance, Medical Practice Insurance. |
| Accident & Health: Business Travel (including Private/Leisure Travel), Group Personal Accident, Directors Personal Accident & Sickness, Expatriate Medical Expenses, Inbound Medical Expenses, Individual Personal Accident & Sickness, Voluntary Workers, Kidnap & Ransom, Journey Cover |
| Trade Credit Insurance |
| Personal Insurance (Only offered as a complementary service to our business insurance clients) |
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| Prestige Home & Contents |
| Prestige Motor |
| Boat |
| Farm |
| Landlord |
| Strata |
