The Clear Difference

Insurance that works for you.

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Your Success is Our Priority

At Clear Insurance, we believe insurance shouldn’t be complicated, impersonal, or confusing. You deserve a partner who genuinely cares about protecting what you’ve built, speaks plainly about what you’re paying for, and has the expertise to get it right the first time.

The Clear Insurance Difference - Clear Insurance Adviser Meeting with Clients

What This Means For Your Business

We’re In Your Corner

You get a business partner, not just a policy provider.

  • Someone who listens first: We take time to understand your business, your concerns, and what keeps you up at night
  • Proactive protection: We work to identify potential gaps in your insurance program before they become problems
  • Personal service: When you call, you’ll speak with someone who knows your business and your name
  • Support when it matters most: During claims, we advocate for you and work with insurers on your behalf so you can focus on your business

What this means for you: Peace of mind knowing someone is genuinely looking out for your interests, not just processing paperwork.

No Jargon, No Surprises

You’ll actually understand what you’re buying

  • Plain English explanations: We translate complex policy terms into language that makes sense for your business
  • Transparent pricing: You’ll see exactly what you’re paying for and why, including our adviser service fee disclosed upfront
  • Clear comparison reports: When we present options, you’ll understand the differences between policies, not just price tags
  • Know before you need to know: We explain what’s covered (and what’s not) before you purchase, so there are no surprises when you need to claim

What this means for you: Confidence in your insurance decisions and clarity about your cover when it’s time to make a claim.

Expertise That Protects You

You benefit from knowledge that takes decades to build

  • Industry specialists: Our team brings over 100 years of combined insurance expertise to your unique risks
  • Access to a wide range of insurers: We have built strong relationships with insurers and through Steadfast we can leverage competitive pricing
  • Thorough risk analysis: Our detailed review process helps identify exposures that may not be immediately obvious
  • Experience with complex risks: We have the relationships and track record to place risks that can be challenging to insure

What this means for you: A comprehensive approach to protection, with coverage designed to respond when you need it.

Ask about our no-obligation risk and insurance review

Contact Lisa Carter

How You Experience The Clear Difference

Why The Flamingos?

Our two flamingos symbolise how we work with clients:

Flamingos make friends for life — forming lasting, loyal partnerships built on trust that can endure for decades.

They move together — adapting in unison with precision and care, standing close to display their enduring bond.

These traits help flamingos thrive. And they reflect how we believe business relationships should work.

That’s The Clear Difference.

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Clear Insurance Flamingos
Mobile Rehab Logo

“Clear Insurance has been our trusted allied health insurance provider for many years. They offer comprehensive coverage and personalised recommendations. Their knowledgeable advisors and proactive approach have been invaluable, especially during industry changes. Their efficient claims handling process and commitment to customer service make them an outstanding choice.”

Maroochy RSL logo

“We couldn’t be more pleased with the outstanding service provided by Lisa and her team from Clear Insurance in renewing our new insurance policies. Their dedication, attention to detail, and responsiveness made the entire process seamless and stress-free. They took the time to understand the needs of our business and found us the best available coverage at competitive rates. We highly recommend anyone looking for a knowledgeable and reliable insurance partner to get in touch with Lisa and the team from Clear Insurance!”

R6 Digital Logo

“We’ve been so impressed at the high-quality service provided by Clear Insurance. They were very thorough when assessing our insurance needs, ensuring that they completely understood our business before making any recommendations. Thank you, Lisa and the team!”

Worksafe Connect Logo

“Clear Insurance has become a key partner for WorkSafe Connect. Lisa and the team have ensured that we understand the risks associated with our business interests and have helped us decide on the cover we need. From taking over an existing set of policies to the full re-marketing of our portfolio, the quality of service, transparency of advice and responsiveness to any request is outstanding. In Clear Insurance, we feel that we are working with a partner who wants the best result for our business and is helping us achieve success.”

Kathryn Lattin, Worksafe Connect
Yabbit Logo

“I have had such a good experience with Clear insurance. They recommended to me many changes to my old policies and in less than 4 months the difference saved me $80,000 so I am over the moon. They absolutely know their area of expertise. Thank you to Clear insurance and yes, I can’t recommend them enough.”

Darren Jansz, Yabbit
Accoras Logo

“Clear Insurance completed an in-depth analysis of our insurance coverage, identifying our organisation was under-insured. They provided a comprehensive proposal specific to the context that we work in and our growth as a business. It is evident to me, Clear Insurance work diligently and tirelessly to truly understand the needs of their clients to protect them against potential risks.”

Rebecca Culverhouse, CEO, Accoras
Logan's Nursery for landscaping professionals logo.

“All the work you guys do to help us, we are really grateful.”

Debbie Green, Finance Officer, Logan's Nursery
Sureplan Friendly Society logo

“I note your disclosure of the Advisor Service Fee and think that this adds veracity to the insurance renewal process.”

Mary-Ann Cook, Managing Director, Sureplan Friendly Society Ltd
FitOut Glass & Aluminum Logo

“It’s refreshing to get great service!”

Cheryl Kelly, Office Manager, Fitout Glass and Aluminium

*These testimonials represent individual client experiences. Results vary based on circumstances, requirements, business operations, and market conditions.

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Important Information

General Advice Warning

The information on this page is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of this general information, having regard to your own objectives, financial situation and needs before acting on it. Where we provide advice that is specific to your situation, we will provide you with a Financial Services Guide and, where appropriate, a Statement of Advice.

About Our Services

Clear Insurance Pty Ltd (ABN 41 601 916 689, AFSL No. 548953) is an authorised representative of Insurance Advisernet Australia Pty Ltd (AFSL 240549). We act on your behalf as your insurance broker, not as an agent of the insurer. We receive remuneration from insurers and may also charge you a fee for our services, which we will disclose to you. For full details about our services, remuneration and how we handle your personal information, please refer to our Financial Services Guide.

Client Testimonials

Client testimonials featured on this page represent individual experiences and outcomes. Results vary significantly based on individual circumstances, specific insurance requirements, business operations, risk profile, insurer appetite, and market conditions at the time. Past results or experiences of other clients are not indicative of future outcomes and should not be relied upon as an indication of what you might achieve.

Awards and Industry Recognition

Awards and industry recognition referenced on this site are based on specific criteria, assessment periods, and timeframes. Past awards do not guarantee future performance or service levels. Award criteria and judging processes are determined by independent organisations.

Your Duty of Disclosure

Before you enter into or renew an insurance contract, you have a duty to tell your insurer anything that you know, or could reasonably be expected to know, that may affect the insurer’s decision to insure you and on what terms. For more information, please see our Duty of Disclosure page.

Clear Insurance Pty Ltd. ABN 41 601 916 689. AFSL No. 548953

Last updated: 19 January 2026

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