Clear Insurance makes understanding business risk and insurance easy.
We help you understand your business risks and how to transfer risk to insurance
We explain the options and how to navigate those complicated insurance forms
We give the advice and support you need to buy with 100% confidence
How Bespoke Risk & Insurance Works
Step 01
Getting to know you & your business
We will organise a video call or site visit to get to know you and your business. It enables us to understand your business activities, gather accurate underwriting information for Insurers, take photos and ask the tough risk mitigation questions.
Step 02
Connecting you with independent risk experts
In unprecedented times, Insurers seek highly detailed information to fully understand all the risks we are asking them to underwrite. If appropriate, Clear Insurance will work with you to gather independent surveys and valuation reports. The reports give Insurers the details they need to make an accurate risk assessment of your business.
Step 03
Gathering the right information
Armed with a detailed understanding of your business and risk appetite, we present the correct information to Insurers on your behalf.
Step 04
Presenting your needs to Insurers
Working with our network of local and international insurer partners, we build a risk transfer and insurance program that best suits your business needs.
Step 05
Presenting our recommendations to you
We present and guide you through the available insurance solutions for your business. With our advice, you can decide on the level of cover you need and buy with confidence.
Step 06
Helping manage cash flow
Clear Insurance can assist with cash flow management. We can offer a monthly payment plan for insurance premiums to ensure your business remains protected.
Step 07
Managing claims
We make claims easy for you. We will gather all the necessary information, lodge your claim and deal with any ongoing claim management with your insurer on your behalf.
Step 08
Ongoing care
We stay in touch throughout the year and update your insurances as your needs change. Clear Insurance is your trusted adviser, caring for you and your business.
We can help with
| Business Insurance |
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| Property: Industrial Special Risks, Business Interruption (Loss of Profits), Business Package, Contract Works (Construction) |
| Casualty: Liability, Excess Liability, Umbrella Liability, Product Recall, Environmental |
| Professional Risks: Professional Indemnity, Cyber, Directors & Officers Liability, Crime, Employment Practices Liability, Management Liability, Statutory Liability, Information Technology Liability, Financial Institutions |
| Motor: Commercial Motor, Motor Fleet, Heavy Motor, Mobile Plant & Equipment |
| Marine: Marine Transit, Freight Forwarders Liability, Transport Pack, Commercial Hull, Carriers Liability, Marine Liability |
| Medical Indemnity: Medical Practitioner Indemnity Insurance, Medical Practice Insurance. |
| Accident & Health: Business Travel (including Private/Leisure Travel), Group Personal Accident, Directors Personal Accident & Sickness, Expatriate Medical Expenses, Inbound Medical Expenses, Individual Personal Accident & Sickness, Voluntary Workers, Kidnap & Ransom, Journey Cover |
| Trade Credit Insurance |
| Personal Insurance (A complementary service to business insurance clients) |
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| Prestige Home & Contents |
| Prestige Motor |
| Boat |
| Farm |
| Landlord |
| Strata |
